Example 1, straight up, A$5 on 17 (European). If 17 lands, you receive A$5 × 35 = A$175 in winnings, plus your A$5 stake returned, for A$180 back. Expected value: (1/37 × 175) − (36/37 × 5) = −A$0.135, or 2.70% of your stake.
Example 2, A$10 on red (European). Win 18 times out of 37 for A$10 each; lose 19 times out of 37. Expected value: (18/37 × 10) − (19/37 × 10) = −A$0.27.
Example 3, the same A$10 on red at a French table with La Partage. Zero returns half your stake, so the long-run cost halves to about −A$0.135 per spin. Same bet, same colour, half the cost.
Example 4, A$1 across a six-chip Tiers du Cylindre. Total stake A$6 covering 12 numbers as six splits. A hit pays 17:1 on the winning split (A$17) plus that A$1 back, minus the five losing chips, so net A$12. Probability of a hit: 12/37 = 32.43%.